PRICING
OJC syncs donors and charities with elegance and ease.Â
Minimum Initial Contribution:
Start your account with any amount.
Minimum Contribution:
Contribute any amount
no minimum contribution required
Commission: Donor Pays or Charity Pays.
Customize your fee payment: cover fees as the
donor or let the charity pay via the Charity Card
and Online Recommendations.
Certificates for
Choose between OJC certificate books, where
donors pay commissions, or Nadven certificate
books, where the charity pays commissions.
Online: based on choices made when recommending.
Card: configured directly to the card.
Certificate: depends if Nadven or OJC.
Certificate & Charity Card Recommendations
Under $1,800
3%
$1,800+
1.5%
Online & App
All Recommendations
0.6%
Certificate & Charity Card Recommendations
Under $1,800
3%
$1,800+
1.5%
Online & App
All Recommendations
0.6%
Reduced rate is unlocked by depositing $300,000 within four quarters, calculated on a rolling
quarterly basis. Reduced rate remains in effect for a minimum of four quarters.
Certificate & Charity Card Recommendations
Under $1,000
3%
$1,000+
1.5%
Online & App
All Recommendations
0.6%
Certificate & Charity Card Recommendations
Under $1,000
3%
$1,000+
1.5%
Online & App
All Recommendations
0.6%
Low Denominations
Nadven certificate books will be issued for all denominations under $5, not featuring

the OJC seal. These certificate values are deducted from your DAF account when the certificates are processed.

Commission fees are paid by the charities. Unfortunately, lost certificates are irreplaceable.
Shipping & Handling
Shipping and handling charges for certificate books vary, see chart below.
Shipping charge is waived for orders received through the signup application.
| Shipping Type | Arrival Time | Cost |
|---|---|---|
| USPS Priority Mail/Messanger | 1-3 business days | $12 (Default option) |
| Rush Order | Same day - up to 2 business days | $25 |
| USPS Standard Mail | Up to 12 business days | Free upon request (up to 2 books) |
Minimum online / app recommendation is $50.
When system identifies a negative balance, the account holder will receive an alert at 6:30pm that day. The account will auto refill the following morning after 11am. The system charges the negative balance, plus $1,000 credit. The dollar amount will be rounded up to the nearest $50 or $100. Account holders may log in and donate to cover
the negative balance prior to the auto refill.
1. Do I need to have $300k in my OJC account?
No, you are not required to maintain a balance of $300k in your account. The only prerequisite is to have deposited a collective total of $300k within a span of four quarters. You will maintain Philanthropist status for a minimum of four quarters from when you meet the threshold.
2. For example, I deposited 200k in the last quarter of 2024 and 100k in the first quarter of 2025, will I be eligible for the reduced rate?
Absolutely! The deposit requirement is calculated on a rolling basis of four quarters. As long as you deposit the total amount within four consecutive quarters, you will qualify for the benefits associated with the reduced transaction fee for the next four quarters.
